competition wizard magazine published this article page no234
An
example of early adoption of technology by private banks is seen in the
expansion of point of sale machines. Despite having only 18 per cent share in
credit in 2012 private sector banks had started expanding their reach via
installation of POS machines where they had 80 per cent share in 2012. While
public sector banks have played a rapid catch up since then private sector
banks still have a ma ority share of 57 per contributes 20 per cent to the
total income for private sector banks vis-a-vis 14 per cent for public sector
banks. competition wizard magazine
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