competition wizard magazine published this article page no233
With
public sector banks undertaking most of the industrious infrastructure
financing their balance sheets naturally bore the brunt of business downswings.
In contrast most of the new age private sector banks were bereft of any asset
quality baggage as they spawned in the post liberalization era with bulk of
their expansion in 2000s. Relatively newer vintage also helped private sector
banks to invest in latest technology intensive solutions and enhancing their
capabilities which are key in scouting for new revenue fronts in addition to
improving customer experience. competition wizard magazine
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